Here are key adjustments:Kitchen ($50k): Likely $60k-$70k for custom cabinetry, quartz, and premium appliances.Bathrooms ($40k): Expect closer to $50k-$60k for four bathrooms with high-end finishes.Flooring ($20k): Likely $25k-$30k for engineered hardwood, refinishing, and tile.Exterior ($12k): More realistically $15k-$18k with landscaping and a quality front door.Misc.

The key is a great contractor and a clear, detailed, well-thought-out scope of work. 

No one's perfect and honest mistakes happen and a PMC often needs guidance as to what level an owners wants to maintain their property.Wasn't trying to solicit your business,so I'll respond via DM about the rest of your questions:)

I got my first FHA  3.5% down  4-unit building in Tilton, NH (An hour and a half north of Boston).

That's a horrendous fallacy and a weak mindset to think that real estate agents are buying the best multis.

Starting with one property is a smart way to learn the ropes, and as you grow, networking with local agents and other investors can be invaluable.

Quote from @Polat Caglayan: How much do I need to invest for a house and a thousand dollar income?

It’s taken a lot of work, and a lot of lessons learned.

They are always leased here even for the corporate stations where they have a convenience store, a Popeyes or the like and a car wash.

Hi Basit,It's probably been a combination of outbid, or out contingencied, and a bit of financing at the levels we want.