This will depend on a lot of factors, I am seeing the floor rate at 6.75% with a heavy buy down and as high as 10% with heavy loan level pricing adjustments. 

While I understand that current CAP rates have not necessarily adjusted to the new interest rates, which might be some of the issues.   

Nearly as good as investor conventional since Fannie and Freddie did all of their loan level pricing adjustments a few year back. 

Takes and auto-adjust the pictures.

Normally, there should not be a pricing adjustment.

Accept a $1,300,000 first lien note, payable at 10% interest only payments for 24 months, and convertible into a 15 year 11% note with 3 year interest adjustments with11% floor fully amortized.

You then need to adjust for the owner occupied requirement. 

However, the current vacancy is hurting your cash flow, the paused refinance poses challenges, and ongoing capital expenditures can be significant.Short Term Rentals: These can generate higher monthly income and offer flexibility to adjust rental rates based on market demand.

I'm matching the terms you have above... it may make sense to look at a 3 year Prepay instead because the adjustment is minimal usually.Lender 1: 7.25% With 2 Points Up Front or 7.99% if you want to do a 0 Point Loan.

No rate adjustments for 2-4 units which is massive from a lending standpoint.