I would not accuse the sellers without eyewitness proof.

The fact is you can look at the court record as much as you want and come to a conclusion as to whether you think the foreclosure was done properly or not and it really doesn't matter a wit. 

I don’t like to accuse anyone of fraud in a public forum.

I believe tenants were accused of smoking in apartment causing a nuisance for neighbors so the landlord went ahead and covered all vents.Thank you

If you think there's a risk to your physical safety, bring a couple witnesses.

The lien should not effect the mortgage rate but the lender will more then likely require it to be paid off prior to or at closing and get a lien release that can be filed along wit the mortgage.  

I'm sure you witnessed for years certain clients building up their portfolios while you continued to provide them with the financing they needed to acquire them.  

Granted we have just witnessed one if the longest real estate recoveries in our lifetime following the largest crash in our lifetime (assuming none of us experienced the Great Depression) but there are no major signs of real estate faltering right now.  

I have found it protects the next guest and the housekeeper as I have had guests accuse the cleaning crew of taking items they 'know' they left.

I'd agree with @George W. It's