I'm trying to avoid the monthly subscription model.Thanks in advance!

Cancel your cable subscription if you have one.

The next property I used the credit on was also shut down because of other requirements that "pop up" unexpectedly in order for them not to lend.I have asked several times for a refund of my money and all they have offered was an additional year's subscription.

NETROnline essentially provides links to the county sites and lets you know if there's data available there and if there's a subscription needed on the county site.

Then, you need to get with a few Investor Friendly RE Agents that will put you on a subscription.  

I just signed up for a trial subscription with the Wall St Journal.

Post licensing/continuing education costs, marketing/supplies costs, suprakey subscription (or whatever equivalent your association uses), etc. etc.

Does anyone know anything about the NoteWorthy Newsletter and whether it is worth the annual subscription?

Not everyone has a subscription to the "big" newspapers and you have a lot more people looking at stuff that comes to them directly for free.

Cramer also manages a charitable trust stock portfolio which is tied to TheStreet.com through a subscription service called the Action Alerts PLUS Portfolio.