Is it possible or inappropriate to bring this up to my agent and ask to reach out to the seller and explain the situation and propose a lower offer that I'd feel more comfortable offering if I went through with the deal and ended up losing my job and had to float the mortgage with savings?

They don't require much maintenance (pumping when it is full which will depend on usage) and making sure your tenants know they have to be careful with cleaners (no bleach) and the usual... just flush toilet paper down the toilet.

I also think it is inappropriate to discuss your finances with your tenants. 

They also dont include usage on the bill they just give a dollar amount. 

Hope this is not inappropriate - I am a newbie:  What would advice would you give me for my first investment. 

While @Bill Krenz perhaps inappropriately used the term flip, flipping is not actually what he is doing in an IRA.Flipping creates trade or business income.  

https://alertlabs.com/products...I recently purchased this smart meter which is connected via cell signal and gives real time down to the minute usage.

The tenants can pay for their own electricity usage."

Some ideas include a gym membership or gym equipment usage, or a monthly cleaning service (bonus to you too – at least you know the place will be cleaned!).

Many "assets"  in this time frame were purchased by very inexperienced operators using inappropriate comp rents to justify an enormous rent bump post renovation.