Like @John Underwood said, your cleaner and handy person can be of great help getting things done.

Yikes I am almost afraid to jump in on this one, however, I know Joe personally and he is not a scammer.

While personal loss is difficult and understandable, running a business that directly impacts property owners requires a contingency plan.

That would be a separate mortgage and not what amounts to a second loan on your personal residence, which if you have spouses, they might not be that into. 

I have a 2-person unit with a glass top dining table and it has worked well.

I don't want to doubt them or call them out, but last year I had to explain to them HoH rules (that you can actually claim HoH without claiming a dependent with a Qualifying Person--common in divorces-) and ask them to take it to the CPA who signs off on my returns.

If it crashes hard enough, it impacts your personal finances, your relationships, and even your mental/physical health.With the exceptions of politicians and so-called charities, building wealth typically requires sacrifice and time.

I know some will differ here but I will offer my personal opinion like many others have.

Instead of debates and personal opinion, look for proof https://www.ladbs.org/docs/default-source/forms/plan-check-2017/single-family-dwelling-duplex-plan-review-list.pdf under G (Interior Env) which defines the minimum requirement of a habitable room (aka bedroom or bathroom).

If you feel the need for in-person mentorship, reach out to prominent local investors and try and strike a deal to learn from them.