And of course some of them will need to sell in a certain timeframe and have to lower their price to do so, which is what will start to lead to prices declining.I could be wrong about all this, and I sincerely hope I am, but it certainly feels a lot like 2007 - the market turning point - to me.

He is negligence and he purposely provide wrongful info is there anything we can do to him?  

@Joe Cassandra - while the author is not entirely wrong, there's a component he left out - which actually messes up his hypothesis: many of the loan modifications involved new terms, particularly lower rates. 

There is no right or wrong way with this one.

They call them real estate agencies - lol.But like you said, people like me have been wrong countless times in the past.

You're on the wrong forum. 

I can see this getting as bad as 08/09 but I hope I am wrong.

I also was talking with them today, after talking to like 50 lenders in the last week and immediately I figured out there is something wrong with them and different from the other. 

And I think the Coronavirus/COVID-19 is exactly the kind of catalyst that will cause us to start looking at declining rents for the first time in years.What I think will happen is what happens in every recession, namely that a lot of people will be forced to either move home or double/triple up (get roommates, or more roommates than they had), which will reduce demand.It's possible I'm wrong, we could (eventually) get inflation and maybe rents will keep rising.

Did I maybe post to the wrong section of the forum?