For example my first house hack I bought a SF home and my PITI was $2043, I got 3 roommates whose total rent was $2300 per month, utilities included in the rent.

From time to time you'll find very descriptive listings, especially in the luxury markets.

So I’m trying to figure out a way to utilize that since it’s solely in my name.

I'm assuming I would pay the rent and all utilities and furnish the home.

I put solar panels and a tankless water heater to minimize utilities since they are not truly split.

Please reach out to me if you like to utilize the calculator and I am happy to share it with you.   

They are making a nice commission so you may as well utilize that resource.

Here's an example of what I ended up with:Another option is the luxury vinyl plank.

Their reasoning (besides the fact that appliances today don't last very long and it can be difficult both to get a repairperson or a substitute appliance) is that providing a washer and dryer can be considered a luxury and not a necessity while a stove or refrigerator may not fall into that category. 

So it would be the utility