My difference being to use a Growing Equity Mortgage (GEM) with a unique twist.

However, I recently renovated a duplex from 1900 that has some historically unique features.

@Mandy West yes those things are true, but the barriers to entry to build in San Diego make it a very unique market compared to almost any other area of the US besides Manhattan.

Right now, I have a unique opportunity with syndicating deals because of all the fellow officers I work with that are excited about investing.

We are in a unique situation where we have some cash, and we are ready to make a move.

I understand every deal is unique and different and you MUST crunch all the numbers specific to the subject property but I was under the impression the "70% rule of thumb" was to ensure that you were able to pull all of your original cash invested in the deal back out assuming everything went as planned.

I see it being a fragile situation as having he and his 2 kids (whom are only there every other weekend by the way), live with another person would take really finding the right roommate to get along with in this unique situation. 

Unique to Hawaii investing, hang in there. 

Hi Daniel, if it is a unique remote property then their are other ways to advertise it to the backcountry crowd.

IRAs  and Qualified Plans (401k) can be used, with each presenting unique characteristics.Regardless of the type of account that is used, the key terms that you must remain aware of are (1) prohibited transactions and (2) UBIT - Unrelated Business Income Tax."