@Eamonn Cottrell Hello neighbor, LOL, The podcasts are great, there is so much information available.

That is so funny that you actually responded to this thread.

@Aaron Montague , very strong buyers w/ solid multifamily in good markets (at least Bay Area) can get a 5/1 ARM around 3.0% with a good downpayment, so there's even more "gravy" in there than those numbers, which is part of why MF is so hot right now... it's amazing!

Hi, There is so much to credit score in this country.

California is so competitive it doesn't make a whole lot of sense to buy and hold there unless you get an outstanding deal which is very very rare.

LOLMilwaukee is so ready for the taking!

The mortgage industry is starting to offer more creative products because competition for new lenders is so intense.

There is so much paperwork to fill out, and then the #s get bounced around from party to party to ensure everyone is okay with the offer being made.  

Nice to find a community that is so helpful and active.

@Rafael Floresta i have no idea, i thought equity was just how much they paid in to the house and what the house is valued at.this is my first mailing list. i have never even done a deal before.i tried calling listsource they didnt answer. hopefully they can answer.i guess i am just confused as to why equity is so important when wholesaling a house