I thought someone might have a magic "line/phrase" they use.

I am trying to get a pre-approval with higher limit and want to use the investment property I am buying to give me a better pre-approval.Could someone please share thoughts?

Anyone have any thoughts to give a newbie like myself a helping hand?

She's expecting to receive a job offer, currently unemployed but has  a good payment history.

That doubled my initial thought.

It shows the importance of vision and timing in real estate investments.Here are a few points to highlight and expand upon your experience:Identifying Opportunity: You've done an excellent job of seeing potential where others didn't, which is a crucial skill in real estate investing.

I have  a good job and qualify for the loan but I do not want to spend 20% down out of pocket.

Training is nice, but very often the real world proves that it only goes so far.I have hired dozens of interns in my previous W2 engineering job and each and every one of them was surprised at how much they didn't know.

Here are my thoughts:- Most of your analysis looks really good!

Before investing in any area, conduct thorough research, consult with local real estate professionals, and assess factors like job growth, crime rates, school quality, and demographic trends.