I have already gone through the credit, income, and background check process.

Yet credit cycles are still hugely destabilising.”

I’m just starting out in my real estate career and as looking into doing a lease option for one of my properties.From my understanding, rental credits are a big no-no, as it makes the deal a financing agreement with equitable interest.My question is, for those deals where the initial option fee counts toward the purchase price of the house in the end, would that ever be considered a financing agreement since they are pre-paying so to speak?  

It was terribly run.

I've always felt the articles here are terrible, BP turned into the buzzfeed for real estate, no content just crap.

My credit had dropped from high 700's to mid 500's after all the damage had been done.

My credit is average and I have about 13,000 in consumer debt.

I got a home equity line of credit and bought 5 or 6 more houses. 

I been doing rentals for nearly 40 years and have yet to credit tenants for this issue, and don't want to get into the habit of doing so.

Yes I've been watching a few youtube videos of the replacement process and doesn't seem terrible but who knows what you'll find when you remove the window.