All utilities are separated.

The appraisal tech source you speak of already exists - it's a human - it's just not being utilized as it could/should.

Our current skillset complements real estate investing quite well, and we feel that this deal might be a great start for us.I have a 750 credit scoreI have $75,000 in capital liquidI am newly self-employed (6-months) without a business history most lenders look forI have not submitted my 2019 tax returnThe deal currently priced at $190,000Each unit is currently rented for $1,000/unitThe annual property taxes are $11,382Current owners insurance is $3,000 annuallySewer and water is $4,054 annually (ALL other utilities paid for by tenants)Current gross rental income = $48,000Estimated annual expenses = $18,436Estimated annual profit = $29,564I would love to hear some advice/feedback on where we should look to for financing.Thank you, anything and everything really helps.

That will give you additional income to put towards your recurring living expenses (principal, interest, taxes, insurance, maintenance, repairs/CAPEX, utilities, etc.).

@Jonathan K.In my SFH i have my tenants pay all utilitiesOn multifamily buildings either submeter as much as you can or you’ll need to absorb the utility fees.  

Just make sure you don't use your heloc money to put a pool in your full time residence or buy a new sports car :) This is a great strategy and something I did as well.

Which sport requires more skill: chess or tennis? 

Your Operating expenses should include utilities, property management costs, property taxes, other government fees, repairs, and anything else to run the property.  

Monthly gross rent is $4660.00 with net $3347.00 (reflects deducting taxes, insurance, utilities and management).Is there an outlet where private lenders typically look for portfolio investments? 

With the utility cost even at 1% this might not cash flow.