That money is probably better spent saving it for investment.

IF the 10 or 12 guys don't work, bee boxes could be useful.

Use Podio if:You are looking for something customizableYou are ok with doing some code work or hiring it out to add the customization you desireDo not use Podio if:You are looking for something that works well out of the boxIf you're looking for something simple and easy to use out of the box even with limited bells and whistles, I am with @Tracy Levy on using Less Annoying CRM.

The tenants left the place with pee smell and broken window and we spent over $15000 fixing the place up removing floors and repainting the whole place, a brand new dishwasher used 5 months was thrown away.

If your wife's friend is with a national or super regional bank, like Chase, Wells Fargo, US Bank, etc, even that relationship may not help since these banks have very strict underwriting rules, and anything outside of that box gets denied. 

I worked hard for this money, I want to ensure its spent correctly.

VaultLock - the metal box on the door knob with a combo lock.

The money has to be spent on payroll or, in SE case, "owner compensation replacement."

It will appear double click and it will populate the comment box with their name in blue.

@Remington Lyman not sure if you saw this message because it doesn’t pop up in my messages box, but I read where a bank doesn’t wanna loan a mortgage to you if the payment exceeds around 30% of your monthly income.