It's older, but still applicable https://www.amazon.com/Housewise-Womans-Buying-Renovating-Estate/dp/0060971649/ref=sr_1_1?

Fortunately, I have a wealth account at my bank, told them the story, and they told me to submit the loan application to them, and they'll refi'd me, or give me a new mortgage without all this fuss.

Also, please continue to share your knowledge about how to start the application process to find a tenant after listing a property up for rent.  

This again depends on the city.To bring the unit into compliance down here you would most likely have to combine two of the units as the planning/zoning, bldg department, and maybe fire department (all where applicable, will depend on the city) dictate.

The 3115 is "Application for Change in Accounting Method" and the accounting method he would be changing is to go from a policy of not deducting depreciation to a policy of deducting it.  

It included some good software that would do most of the work for you after you set it up.  

So far, I've checked with two mortgage lenders and both require that the down payment either be seasoned (in my bank account for longer than the 2 most recent months' statements I would use on a mortgage application) or they would require documentation on the private loan and that the loan is secured by using my current residence as collateral.

I bought into the Kent Clothier Real Estate Worldwide Smart software.

What software do you use that makes the print appear to be written?

Lurkers: Basically, this is applicable for anything coming up beyond your control, or ability to anticipate, that would cause you to break your promise to owner occupy for 12 months.