As far as an office that picks up a lot of the REOs (if there's any left) Bears Den had quite a few.

If they 'quit the business' then you simply interview and find another company to take over.

I do know that I want real estate to be a part of my portfolio moving forward, but not quite sure if the market here in SD is something that is in my ballpark considering my current knowledge base.

We're talking about tenants with not quite all their teeth.

bring your paystubs and all that so you have accurate numbers and most importantly figure your bottom-line income they'll take with your bonus' then you can set your sights on a property.I've transitioned to hard-money 4 years ago but I'm still quite in-tune with the mortgage market with plans on re-entering.

If you can convert $600,000 from earning you $10,000 per year to a 10% dividend of $60,000 per year, that's quite a pay raise.

I stopped going out, eating out and really became a penny pincher the whole year hahah.

At one point I was able to quite the j.o.b. and go full-time, but that ended when the market crashed.

Thank you @Shawn Yesner for the helpful reply. i couldn't agreed with you more, miami is great place to live and invest. i been living in Miami for about 10 years now so i know the area quite well, i have been to tampa is a beautiful place as well. i will be looking into the REIAs you sent me and taking it from there.

I know quite a few investors who purchase 2 bedrooms and add a 3rd bedroom to increase value.