Agents are a dime a dozen, income will be sporadic and could disappear with a down turn in the economy.

As an independent insurance agent and active investor I feel your pain.

All that being said their maintenance supervisor can be a pain in the *** if you get on her bad side.  

I feel your wife's pain about the apartments! 

Due to the variance in bill amount, the tenant will need to pay a different amount every month, which will be a pain in the butt for you to have to deal with.Or, if you did a flat rate for utilities (which a lot of people do) you run the risk of not actually covering the utilities.

Sometimes the seller finance works, sometimes they just want the cash and disappear. 

I own one rental property in Harrisburg, PA in the midtown part of the city (17102). 

Been where you are and know it is painful and lonely.

We have had the same tenants and although they are a pain, I would like to still eventually sell.

Whether that would happen or not is irrelevant to the fact that an annoying neighbor on the other side of the wall can be a huge pain for a unit that probably cost a lot more than an apartment of same size and has the same or less profits.