@David ColeThe biggest issue you will face with hard money is the location.

Where are you located? 

I recently had to use a local laundromat for a couple of months and loved the option of using a designated laundry app to pay.

I would send a letter and request a time to meet with them to discuss.I do have a question on your local market.

I use a local company for background checks and all that kind of stuff.

I'm not a lender but I know several good ones that are here local.

I see this section:"If the address of any record owner is not located in the county in which the dwelling islocated, the name and address of a person who resides in the county and is authorized toaccept notices from a tenant, to issue receipts for those notices and to accept service ofprocess on behalf of the out-of-county record owner(s) is as follows:"What am I supposed to do in this case?

I have one lender that is wanting 25% down that is local.

I like the location and it’s currently rented.

build a multifamily to rent. lower risk, easier to execute, easier to underwrite. anytime you sell there is a 10% equity loss and capital gains. new construction in columbus appreciates at 8.65% per year. almost no reason not to consider it. land is a buyer market, you can get to better locations than you can buy existing, etc etc etc