We specialize in apartments, but maybe we can partner in the future.

Private investors perhaps- although they will want to see financials and earn interest in this "project".The tough part is in you wanting to hold the land for a year for appreciation.

Carlos, Always remember that PICTURES and financial details is what sells RE specially when requesting info and help from others in the real estate business!

I have decided to become financially independent and real estate investing is the way to do it!

Thank you for reading, and I look forward to connecting with members in the future.        

So I am thinking I should go that route with future investments. 

Yes, you want current income and a personal portfolio, but over the long term, that Roth IRA if invested well can produce a whole lot of tax-free money for you in the future.  

Hi @Nastasja TerryThat is the convention that I am now starting to question and find answers hopefully in the near future (rehab and flip/rent "out of state" properties).

Denver has been good to me so far and I hope to connect with you all in the future!! 

With my current financial position, the properties need to have at least 1.2 rent/value ratio or higher, be 75% of value, and $150k or less. if the numbers work out in the near future, i would like to start using hard money lenders for the down payment and closing costs on the properties, and purchase them traditionally. i would like for these properties to also have a 1.0 or higher rent/value, and with my current credit i can get approved for around $150k-$200k, so the property would need to be below that. once i fill up my 10 allowed traditional financing properties, then i would go hard money lenders for down payment / closing costs, and private financing for the long term. by that time though my own portfolio should be able to provide down payments in leu of hard money. your comments and positive feedback / critizism about my strategy going forward is appreciated. i am a brand new real estate investor, finishing up on my first hard money/refinance acquisition now, so im just getting started and looking to grow the portfolio quickly. thank you