Yes, money can provide future freedom and I think we can all look at our own personal habits to see how we are spending time and resources.

Under California state statute (law) CCP 704.115, assets held in a Private Retirement Trust plan are exempt from creditor lawsuits and bankruptcy judgments, as long as designated specifically for retirement.No Annual IRS Filings: Yet another advantage of a taking up a PRP is that there is no need for annual Internal Revenue Service filings (IRS).Contributions are only made after they are taxed which results in a great degree of freedom for the types of funds that can be allocated in addition to very few restrictions on funding amounts.

My preliminary research shows that a basement conversion is the way this is done over there, but I was really hoping to not have to share walls with a tenant, more for their sake than mine since I have dogs, but if that's the temporary cost of attaining financial freedom, I suppose I can live with it, though I may come back posting asking for a sound proofing contractor some day lol

The problem is that it will NEVER lead to financial freedom.

It took me and my wife with 4kids and 2 dogs house hacking all around new jersey just 7 year to get to freedom. 

Hi Sam, Congratulations on the start of your journey to financial freedom.

"Financial freedom" is not an answer.

I am 50 right now and want to quit my current W2 job before I'm 60 and have financial freedom.   

With apartment buildings you can achieve financial freedom much faster.

People have a lot going on during those months due to the holidays thus there are a lot less buyers active in the market which allows you much more freedom to negotiate.More or less, real estate is cyclical.