For example, on a $170,000 condo, my client had to pay over $900 in order to move forward with the sale.

I realize this thread is old, but I would suggest you file your own paperwork with the state (easy) and consider putting together your own operating agreement (there are plenty of examples to start from for many different cases - search online).If you get to the point where you feel over your head, ask your attorney to review.

For example if I have a door with a chunk bitten off by the previous tenant's dog. or if I have some roach infestation, or if I have the toilet pulled to snake a clog...things that makes the applicant think "what kind of a tenant and dog were here? 

For example, if you buy a 3 family and the other two units rent for $1000/unit, you could use $1700 as qualifying income (in addition to your two year self-employment average).

Many can’t afford in San Francisco for example.

@Dawn Anastasi and @Brie Schmidt - yeah, it seems like a combination of leadership setting and example of an environment and then managing to keep that ideal. 

Example - I don't like talking to people and don't like to negotiate (never have, never will), but I talk to brokers, sellers, contractors all the time and I negotiate.

Let's use somewhere in Europe as an example.

For example have you looked in using a Homestyle loan instead of a 203k?  

I could list  a bunch of examples and I am sure I am not alone.