My premise of taking it was end of Covid emergency and i thought within a year i could get them out.

I think the best way you get there is growing your company by reinvesting your available cash flow, I'd only withdraw money from your business if you absolutely needed it and it was an emergency.

I don't speak for the OP, but I DO NOT have a decent amount of money saved up for down payment (everything tied up in the new practice as either family emergency fund and practice emergency fund).

I put a portion($2500) into an emergency fund and the rest is put in a separate account for the purchase of another property.

Definitely noticing that there’s an apparent “Airbnb look” that’s emerged as the STR industry has evolved.

I'll maintain a healthy line of credit or reserve fund to handle emergencies.

Emergency access requirements are generally defined to require a fire apparatus (fire truck) access road meaning paving costs have increased to support a large heavy truck.

You could use all your money to buy the property full cash, but would you have money for other things like closing costs; other emergencies that could come up and even other investment property opportunities if they come up?

Make sure you know the name and number of a backup person in case you have to enter the apartment due to the animal having some type of emergency.

I had a sewer line collapse in my duplex last fall - the old clay pipe collapsed, causing black water leakage into my basement and I called in Roto Rooter for an emergency containment and restoration since I had tenants living in one half and was actively showing the other half.