If there was a water leak, would have to take it all up to dry it out. 

(Still, there are work arounds to this & a good lender should be able to help you get the higher LTV - at least for now)On top of credit, short term rentals are also on the chopping block for DSCR 30Y financing as this sector will most likely see a significant slow down in the coming months.My advice to investors - If you have a property in need of 30 year money and you won't qualify with the bank...you may want to make your move soon because this money could dry up fast. 

Just last year we were able to put down 15% for a commercial loan with a 10 year ARM but that has completely dried up. 

Because of this I don't qualify for any of the PPP support, even though my cash stream from handyman work has dried up.

Patch work on dry wall is probably as much work as demolition.

New housing starts unexpectedly plunged more than economists projected in June as home builders grappled with the effects of rising interest rates curbing demand for new homes, according to data released Tuesday, adding to signs of an abrupt turnaround in the booming housing market.KEY FACTSThe number of housing starts, or ​​new houses on which construction has started, fell 2% to about 1.56 million last month despite average economic projections calling for an increase of 1.4%, the Census Bureau reported Tuesday.Building permits were slightly above expectations, coming in at less than 1.7 million, but fell from May and are down from about 1.8 million in April.In emailed comments after the release, LPL Financial chief economist Jeffrey Roach said housing starts declined because demand is “quickly drying up” from higher borrowing costs as the Federal Reserve raises interest rates, though he expects home building activity should hold up despite the grim outlook.Pantheon Macro chief economist Ian Shepherdson was less optimistic, pointing out single-family starts and permits both fell by 8% in their fourth consecutive month of declines and noting construction activity lags sales, which in turn lag mortgage applications.Mortgage applications have collapsed more than 25% this year, he adds, suggesting single-family housing construction "needs to fall by [another] 20% or so over the next few months” to be more in line with demand.The latest data comes one day after the National Association of Home Builders reported the second-worst single-month drop in home builder confidence on record, driven by ongoing production bottlenecks and high inflation that have pushed the cost beyond its market value in some cases.KEY BACKGROUNDHistorically high savings rates and government stimulus measures helped ignite a home buying frenzy during the pandemic, but signs of a slowdown have quickly emerged as the Fed embarks on its most aggressive interest rate hiking cycle in two decades to curb high inflation.

Does anyone have a good recommendation for a cleaning crew that does carpet shampooing as well?

Tl;dr: I don't have enough knowledge or experience to feel confident in my next choice. 

some plaster work will need to be done in the next few days where they cut it out for drying purposes

All investors I know, including myself, go through 'dry spells'.