From what I've heard, the variable rate loan programs allow you to extend the mortgage duration to 35 years when switching to fixed because of the rate rises.

In terms of the "guru" mentor-ship programs I would recommend the following, or at least here is my two sense on what I saw. 1.

As an employee, I get first access to our deals and even benefited from an employee discount program, which allowed me to get an even better deal.

We have a lot of fortune 500 companies in the area which will allow you to move back to stronger parts of the country with their rotational programs. 

There are programs that allow you to refinance within the 1 mark actually with a score at or above 680. 

Property maintenance, tenant reward programs and customer service are probably more directly related to lower turn over rates.

There where costs like $18k USDA fee (to fund the insurance program etc).The purchase price was $1M

We've had people send us chocolate-covered cherries, popcorn, cookies, and more, and while we love that gesture, most of us are on a diet and it ultimately goes to waste, ha!

My name is Tony, and I work with the Biggerpockets Featured Agent Program!

I would read as many books as you can on deals, watch youtube videos from investors (who arent trying to sell you 40,000 coaching programs), and listen to podcasts.If you want to get into multifamily but have not invested in RE before i would recommend starting off with a duplex to quad and learning the basics of the game and see all the expenses, headaches and challenges that come with running a property on your own.