Its the slow and steady cash flow professional investors that have the most  consistent, predictable, and boring returns.

Putting yourself in the employer's shoes, how would you rate the following applications (or resumes) received from different applicants:One consisting of only the following sentence: "Please tell me more about your job and how much you'll pay me."

I have been listening to podcasts and reading the free books available and one of the things that seem to be consistent is to get involved as getting deals started and asking questions was the best way to learn, have you found this to be true?

-maximum LTV is 80% -maximum term is 15 years -amortization period is typically equal to the term, but a longer amortization period is available if you are comfortable with a balloon payment (max is 25 year amortization) -Rates are fixed for 5 years at a time (rates are currently ranging between 4.75%-5.50% for most borrowers) -Fees consist of actual costs plus 0.50% of the loan amount Is this a good deal?

Although you need to stay consistent with the mailing.

Just stay consistent with it.

I'm excited at the prospect of learning to build a consistent stream of passive income through REI and even more excited to be part of the BP community; I think what Josh and Brandon have created is awesome! 

The articles and forums here gave me the confidence to start buying properties, and it's been a great experience, with some good deals, a few mistakes, consistent cash flow, and plenty of interesting stories.It's a lot of effort to complete each deal, even the small ones.  

Secondly if you are going to come to closing with $18k there are ALOT better overall deals to be had in Houston that offer both monthly free cash flow AND equity capture the day of purchase! 

@James Reyes, I think the reasons vary from guru to guru, but my guess would be that for most, the reason they get into the business of teaching is because it is very difficult to make consistent profits as a real estate speculator.