Our coverage stops November 8, next week, so any opinions are welcome. 

Here is a list of some of the expenses - not comprehensive, but the biggest ones.

A short while ago i bought an online course titled invest four more by mark ferguson on how to fix & flip. i actually found it very informative & it was not expensive at all (compared to all the real estate gurus). hes offering a promotion on a very comprehensive package which seems to be very good & also very cheap does anyone know if he's legit?

Knob & Tube wiring -There is a reason why Master Electricians and Master Plumbers require Licensing and its because the potential for harm on many levels is relevant - Let the sellers know you may have a problem with the inspection from the lender and the insurance may deny me coverage.

@Bruce HansenAlthough every loan is unique and each lender varies with their requirements, one would find that these items are consistently what make up a comprehensive loan package.

You do not need perfect coverage to largely protect the asset.

However, I can tell you adequate debt-service coverage can lower the interest rates on certain loan products with certain lenders for certain borrowers, but it might not matter at all.  

FICO, location (city & State) and DCR (Debt Coverage Ratio) @ min 1.2 will play a factor.

Can anyone send me the companies they use so I can have coverage?

Just get a good insurance broker who can get you proper coverage and larger liability coverage including an umbrella policy.