Vacant Home Insurance for 5 weeks in NC

[Ryan M.]

Hi everyone, I've been combing through this particular forum, looking for suggestions.  We're selling my father's home in Belmont, NC, just west of Charlotte, NC.  Executrix for the Estate lives in Longmont, CO.  Home is under contract, closing Dec 16.  Our insurance runs out Nov 8, and our realtor says the only policy they can find for full replacement cost is for 3 months, with no pro-rating.  We expected the higher vacant home rate, but obviously would like a shorter term, or pro-rating, or both. 

I've come across Foremost and All Risks, along with the suggestion to source these or others through an Independent Agents' office.  I didn't know if there was another company we should try, as well, or any others to avoid.  Without looking for a pile-on, it sounds like there's been some recent less favorable opinions regarding National Real Estate Insurance Group, don't know if that was an isolated incident or two, or something bigger. 

Our coverage stops November 8, next week, so any opinions are welcome.  Thanks so much in advance.