Also learn about which loan products are available to you and what they do.Then speaking with an agent should give you a clearer picture of what you're looking for, run sample numbers, what type of rental, etc. 

he has a advertising / video production co. in Durham?

@Brandon Nelson I would be very interested in hearing more about the product.  

The vast majority of insurance people out there do not understand this because the majority of them are not active investors themselves and because of this, provide incorrect information and either inferior products and in many cases, based on my experience, the absolutely incorrect product altogether. 

We've focused on putting a really nice product out there, so I'm confident that the property can support higher rates. 

The government should NOT EVER be able to force a US Citizen to buy any product or service (SS and Medicare is not a product or service).That being said, once you OWN a piece of investment property, the Fair Housing Act kicks in, as well as when you SELL it.I have several properties in Orange County, CA rented to Hispanics and have had good success with them.

The primary reason I keep debt on my long-term product is for the inflation hedge Will.

Many small businesses fail becuase they lack focus as the entrepreneur is saddled with activity instead on focusing on productivity (my over simplified recap).

You might have to do some serious searching, but there's probably at least one local bank in your area that is used to working with real estate investors and has the type of loan product you need.It sounds like your situation is pretty good (especially for a 20 y.o.!)...

I was like Vikram and had studied it a lot before I started interviewing and was happy with the final product.