You are likely paying too much if its a true Turnkey property.

The other lease' has passed away I am struggling to pay the whole 1,400.00 rent.

The advisor is saying that I have a lot of debt and wants me to focus on paying off some other properties with the next 10 years, I plan on retiring at 65.  

If it is theirs, then they should pay for it to be repaired, but if it is yours, then you are responsible for maintaining it despite what the lease says (the exception being if the tenant damaged it). 

You mentioned not paying all cash for the house.

We pay a managing company to do everything, but it’s still more work compared to long term rentals like paying monthly electric, water and utility bills etc.

The more you pay attention in class, the more you will learn about real estate.

The water heater blows up a week after closing guess who pays?

You're not giving us enough info to help here.What did you pay for the home?

LTR is passive income, you put a good tenants in, as long as your property is in good shape, you won't hear from the tenants until they pay rent or lease renewal or the occasional maintenance request.