@David Bilbey We have been very happy with Jill Powell at 1st Choice Property management I can't post the Ph number (BP prohibited) but google them and PM me if you don't find them or have any questions about what they have done for us.  

Not saying it doesn't happen all the time but you need to be careful in how you present the infoProbably just a bad choice of words there at the end.

In this case, I thought it would actually help the HOA out by telling this borrower that they need to pay the HOA because this is also in violation of the mortgage/note and is grounds for foreclosure if not paid. 

Just recently decided to get into real estate and hope to make this a choice of a life time!

Personally, I am trying to borrow every penny I can at these super low rates.  

I interviewed several and am very happy with my choice so far.

You may be in a strong position to borrow private money.

I do allow my tenants to have security systems installed (that they pay for) and I do allow them to pay to have window bars installed (by my handymen, they can't do it themselves, but they do have to pay).The reason my portfolio is viable is because I'm very close to Market Rent on all of the units, in spite of their location, thanks to Housing Choice Vouchers (HCVs).

Your can still buy and, by choice, limit your exposure to college students. 

I think you have made a good decision and choice.