Contractors rarely lien a property without very good reason.

I dropped them immediately and just replaced it realizing by the time I kept paying service fees I and premiums I could have had a new system. 

There is much lower volatility in the market, so there won't be as much appreciation (for example if the coastal markets see a12-15% appreciation the midwest might get a 5% market appreciation) but they also don't drop in value as quickly.

Very rare.

This strategy is something I developed during Covid and have stuck with since I rarely found success with the in-person group networking events (likely my fault, not the events').

Call them or drop by before doing anymore work.  

(It's on the drop down menu on the little alarm symbol on the upper right side between your profile pic and the magnifying glass.)

(It's on the drop down menu on the little alarm symbol on the upper right side between your profile pic and the magnifying glass.)

Over 5 months, that will save me ~$950, but it will remove the liquidity of the funds and if the market drops, I may not be able to pull all of it out in the expected timeline.

That being said, consider putting 25% down instead of 20% down as it should drop your interest rate by about 0.5% and make the property cash flow much better.  40% is overkill IMO, the improvement to your interest rate is negligible at best.