Francis A.
California isn’t the only place where insurers are dropping homeowners
25 January 2025 | 9 replies
A growing number of homeowners nationwide are being dropped by insurance companies as firms and regulators struggle to deal with the unpredictable and costly risks of climate disasters.Nonrenewal notices surged by nearly 30 percent from 2018 to 2022 to more than 620,000 a year, according to a Treasury report released Thursday that examined 246 million policies nationwide.
Nicholas Dillon
Requesting that your mortgage insurance be dropped
8 January 2025 | 4 replies
Quote from @Nicholas Dillon: I read somewhere that you can request to have your mortgage insurance dropped once your Loan to Value reaches 80%.
Chris Magistrado
Digging Into the Justice Department’s Lawsuit Against Major Landlords
12 January 2025 | 8 replies
So is it equally illegal when the large landlords drop rental prices in a building as vacancy increases and the market softens?
LaTonya Clark
Lender- 40 year loans
20 January 2025 | 31 replies
You're better off opting for an interest-only mortgage, saving on payments, and then refinancing it into something more conventional when interest rates drop—or, if possible, making a plan to pay down the principal.Interest-only loans, which typically last for the first 5 to 10 years of the loan term, offer two key benefits.
Taylor McClure
I’ve heard of buying pre-foreclosures, anyone have experience?
15 January 2025 | 8 replies
And it is UBER rare that anyone pulls off a redemption..
Matthew Posteraro
Conservative Scaling for House Hacking
20 January 2025 | 9 replies
There are quite a number of things that can make utilizing an FHA loan more difficult such as more barriers during appraisal, appearance of low qualification/little cash, typically longer closing period, likely higher interest rate, and PMI cannot be dropped without a refinance if 3.5% down.That said, just chain 5% down conventional loans, and make sure your duplexes pay for themselves.
Devin James
To those who consider themselves very wealthy, is wealth worth what is takes?
22 January 2025 | 56 replies
If you drop business and work you can bounce back.
Jennifer Gill
Do Not Call List - sick of calls!
24 January 2025 | 9 replies
Rarely does someone respond.
Christopher Morris
Is Relying on Cash Flow Feasible?
21 January 2025 | 59 replies
All this is why, I believe, it's a rare thing in the REI industry.