No electric or gas meters. 

Purchase price: $500,000 Cash invested: $100,000 95 pad , 45 occupied w/ metered water .public w/s ,paved roads w/older homes.

For listings without any useful information I've been using listed price, rent-o-meter rents (I'm conservative and use the low end values, and my conservative estimates for expenses, to run an initial analysis.I've found that most multi-unit listings contain some data about income and expenses, but you might have to dig through the details to find it.  

., taxes, rents, furnace cost, etc.I don't know if it was a single family before, however it is listed as a 3 family by the City, it has 3 electric meters for each apartment.

If I can borrow at 4% and get a 8% return it is a no brainierIf buying in Chicago you need to factor in water, about $500 per unit per year, snow is $800 / yr, gas/electric will depend on the property and how it is metered and what the heat source it is.  

The property was missing some plumbing and gas pipes busted throughout the house (gas meter and water meters were taken from the premises by the water and gas companies.

We have a single-family residence with a large in-law quarters (basically a duplex - but no separate meters) in Flagstaff, AZ that we have used for as a personal residence for the last three years.

These units are all metered separately.

Thanks for sharing @Derrick Craig, building costs for materials and labor in NZ are very high. for single level houses, Brick and Tile and Single Garage, say 3-4 bed 2-3 bath you talking $2500-$2800m2 ( per square meters)   that's about $1800m2 - $2000m2 USD.So unless you are a builder and can cut the margin, 3 bed, 1 bath house, say 1100sqf (which is around 100m2) price will start at $180k USD.

Is the guest home separately metered for any utilities?