Again, as with the question regarding the lender mentioned above, its best to ask your Title company if the insurance coverage remains intact if the asset is transferred.

Looking for RE deals before they come on the market — RE investors locked up contracts on 3 properties I was about to put and offers on this week, RE agent didn’t even see them coming... any thoughts on how to remain FIRST in line?

In my situation I got a commercial loan with a local bank that allowed my 75% bank financing, 10% seller financing, and I had to fund the remaining 10 percent.   

Once you factor in transaction costs, holding costs, taxes, and stuff like that, a bunch of that remaining 30% gets eaten up.

I’m looking to create cash flow in San Diego by selling my remaining 4 unit buildings in San Diego.  

Just my 2 cents, but giving your current situation and goals, remaining in San Fran doesn't offer nearly as many advantages as moving to Sacramento.

Why not just pay the mtg down with your $20k and instead of borrowing $10k to pay the remaining $10k, just pay the $10k mtg balance the same as you would the personal loan, save the extra $600.

We remain optimistic about our post-renovation valuation.

Hopefully you have enough of a down payment saved up, if not, get a gift from a family member for the remaining amount of the 3.5% down payment you need.

Post graduation I hope to remain with this company and purchase and reside in a multifamily unit to begin my investment portfolio.