I don't think any of the above choices are bad decisions and ill brainstorm along with some recent clients I have helped in similar scenarios. 1.

The story I am getting is the owner/agent moved out of state and the contractor he had hired was hospitalized or became ill during the renovation.I walked through the place and the work completed looked ok to me but I am not a builder and just a small time RE investor.  

she'll probably have to evict first, then ill get it under contract.

Just accept this as an ill liquid property I control for a while?  

If im able to get over this first hump ill be able to get around more and find the right people to speak with and grow

Im sure ill be talking to you again!

Ill try to manage my time better (as i just picked up the book "Getting Things Done" as it was recommended on BP.

@Michael KovacWelcome to the site.Sounds like you have a solid background in the industry.Good luck to you and ill see you around the forums.

Ill have 900K within 3-4 years.

The credit issues were some cc late payments due to being out of work with illness for an extended period and being unable to stay ontop of payments.