As far as the suburbs I don't know how comfortable i would be borrowing 200k+ for a decent single family home while still having some money left over for reserves.

that's easy  mortgages double in some case .. and they were sub prime borrowers and a huge amount were minority don't understand what they signed... and walked. ergo there is NO sub prime any more.. and this is why home ownership is so low in areas that are heavy to minorities ... and those areas have turned into rental areas with landlords from out of state.

People without money need cashflow because it helps their debt to income (borrower types).

Does being a co-borrower count toward the 10 investment property limit? 

The loan was denied because of the below clause:(b) FHA-Insured Mortgages on Principal ResidencesFHA will not insure more than one Property as a Principal Residence for any Borrower, except as noted below.

Any Athas borrowers that are in a jam?

Advantage is that the fund owns many loans so you are not exposed to a single borrower.

I got a guy that wants to borrow money towards a property purchase.

The problem would be trying to convince the seller that:1. it's a real offer2. that they could not get a better deal even if they owned a mortgage company 3. the massive savings this offer is for any borrower We're talking ZERO broker compensation, no Lender Paid Compensation (i.e. 

I had -$50k for my first deal and I bought it with seller financing (seller carried back 90% of the purchase price) and I borrowed $450k of private money to close the deal, rehab it and sell it.