The agent turned down a seller financing option - although it was not ran by the seller - because the agent said the seller is so done with the property that she wants nothing to do with it at all.

Every single one of them has either said no, they didn't, or "I didn't know that was an option." 

For example, I will send a tenant the lease renewal options and give them one week to respond.

I'm open to helping you explore your options.

Please share lenders who are low credit score friendly and or hard money lenders that are easy to work with, e.g. won’t tie your money up in draws. 

Choose the Right LocationProximity to Campus: Prioritize properties within walking or biking distance to minimize transportation costs.Safety and Security: Research neighborhood crime rates and local security measures.Access to Amenities: Look for nearby grocery stores, healthcare facilities, and entertainment options.3.

What options does your lease give you?

The first option will give you continuous headaches with a certain likelihood that the behavior may get worse (not paying at all and more damage).

Quote from @Patricia Steiner: There are several lenders who offer low/no closing cost options for first time homebuyers.

Meanwhile, explore options with other STR PMs.