You would actually be borrowing less money than originally but at a higher rate.   

High probability you won't have cell phone reception if you're close to HH Park.3) Our money could buy something nicer in the Red River Gorge.

I've lost friends and family to substance abuse so it seemed like an opportunity to do some good and make money in the process.I negotiated a sweet deal, and was prepared to buy it myself, but a few of my clients expressed interest and I ended up helping two of them form a partnership.

During this time you are not generating any return from the money invested in the ADU.

It makes it easier for the appraiser to make comparisons.

Also how do I make sure to get good tenants?

Keep in mind it is a risk and speculation, if something happens(market tanks, job loss, etc) then you will be out money.

So does anyone have any guidance and ideas or know any banks that do rehab loans were all the money including labor is upfront and then we pay a monthly?

Why can't you offer her assistance while she trains you, so you both make money?

Not sure if hard money would be the correct route to go for this one or not