No student loans, no car payments, no CC debt.My wife and I decided she should stay home with Brooklyn (our daughter) so we only have one income right now.I did an income/expense chart for us and found that:I make $2400-$3200/mo (after uncle sam) depending on overtime and our bills are around $1850/mo.Basically here to get more info and hopefully some support and encouragement from investors who have been there and done that!

Thanks for the leads Bryan.Jeff, I know cash advances on CC's can be pricey, but there isn't much rehab that can't be handled with a Visa.

Brian C.

If you wanted to, you can calculate an unrealized return on equity (return on initial down payment + CC and any other expenses associated with the purchase) at any given point by adding your principal payments back to your total cash flow.

This is a common business technique;  write directly to the party needing to take action and CC: to their manager to pressure performance.Print & SAVE the email showing the TO: & CC: as documentation for the case of non-performance and you need to refer the City to the PM

Hey Alycia, There is a REIA that meets in Pismo at the Spyglass Inn: https://www.meetup.com/CC-REIA/A multi-family investor meeting that might be worth checking out: https://www.meetup.com/Central-Coast-Multifamily-Investors-and-Owners-Meetup  And a small group in Santa Maria: https://www.meetup.com/Santa-Maria-Real-Estate-Investors-Club/The organizers of these meetings are usually pretty good sources for connecting with local investors that might not have a presence on BP.

Good thing your credit was good enough  at the time to receive a lifeboat in the mall so you didn't default to your investors .I've purchased a few of my seller carry houses using cc checks back a long time ago.

Every two weeks when I get paid, I review my CC, bank transactions, and log everything.

I pay the minimum on the student loans and then the rest all gets tacked on credit card...used to have a lot more CC debt but im paying it down between $500 and $1000 every month.

Now I fly Delta so I use that CC.