Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

Then there is San Andres, which is gorgeous, but an island.

San Antonio has some great investment opportunities.

I just went to a presentation put on by Ignite Funding in San Diego. 

Not once in the last 16 years. check out the stats for San Diego.By the way I believe you can succeed in both markets (high cash flow/low appreciation & low cash flow/high appreciation) but best odds are if you are intimate with the market.  

The support from the RTR team has been invaluable.Looking ahead, I'm eager to explore creative opportunities in real estate, particularly with the unique mid-term rental options in San Antonio.

I'm looking to connect with anyone who is doing or has done RCFE (Residential Care Facilities for the Elderly) or ARF (Adult Residential Care Facilities) in San Diego county. 

If you need references for either of them in San Diego, let me know.

A 3 br, 2 Ba, 1000’ class c property will have similar maintenance/cap ex if it rents for $1k or $4k (San Diego market).  

I recently read that the City of San Jose will be the 1st to allow homeowners to sell their ADU separately from the primary.