@Mike Bourgeois Thanks for reply!

Also, if i reply to a series of text messages (with my cleaner, for example) can I log those as 1 minute each to read/reply?

Thanks for taking the time to reply. 

Rick, thank you for your reply.

Thanks for the reply, the undue enrichment piece is an interesting one.

Thank you for all the great replies,Phillip DakhnovetsGuardian Property Management & Maintenance

Hi Devin, thank you for replying to my message, I didn’t think that I can do renovations using a 0% interest credit card, I thought about it but I also heard cash out refinancing is hard to do on this type of loan which is why I’m a little iffy, I’m not looking to pull my money out right away, but I would like to in 12 months or so is that possible with a DSCR loan? 

Hi Jordan ,Thank you so much for replying and sharing this info.

Thank you everyone for your replies.

The important language in your reply is "on their behalf" -- redirecting the principal's funds is not acting on their behalf.Seems to me the smartest/easiest way to deal with lender escrow accounts is to have that feature eliminated from the loan ASAP in the subto process... preferably immediately after an annual tax disbursement reduces the account balance to a low point.But yes, when the principal dies so does the power.