Does anyone know of a lender that will do some sort of a 2nd position loan based on rental income alone for qualification?

In the spring you can list it for market rate and have better marketing/screening strategies in place.HOW TO SCREEN APPLICANTSI recommend you include some of your key qualification criteria in the advertisement.

For the folks north of 30% DTI, buyer expectation shifts are not meaningful because real qualifications just aren't there.The best case scenario folks-- dual income, no kids, no debt, have minimum 10% downpayment, sharing a 1br apartment under $2k in a average COL place looking for a $450-550k house is literally the only type of folk that is waiting for this "expectation" shift.

If I can get 2 different renters in before Jan 1 2025-is still possible by obviously getting a cost seg.Also, would all of the house hunting, going out to see properties, research (calling city for license/map searching) and buying the furnishings count toward the 1 of 7 qualifications IRS demands in addition to the 2 Airbnb bookings-preparing home, cleaning, set up etc?

-repeat the process every year by acquiring one house every year with the appropriate income qualification

Partner with an investor: If DTI and income are concerns, partnering with someone who has better qualifications could help you scale faster.3.

That's a Pre-Qualification. 

I won't veer from my qualifications-- quality location, value add opportunity from the get, proper price entry point.

Qualification is required atleast once every 12 months - thus missing the qualificationIf one of these is missing - not good, if multiple - even worse.

@Vernon Welch II most tenants offering to pay their rent upfront are trying to compensate for negative qualification issues.NEVER override your screening process just because someone offers to pay several months upfront!