I have asked numerous times to send me official bank statements, receipts of work completed, master insurance documents, etc. and have received a few emails with word document summaries.

Our mortgage at the moment is around $2100 including taxes and insurance, this would obviously go up if we do refinance.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

In the end, it cancels out any benefit.Loss of Key Homeowner BenefitsIf you sell your home to an LLC or S-Corp, you’ll lose:$250k/$500k capital gains exclusion on selling a primary residence.Homestead exemption on property taxes.Owner-occupied insurance rates, which are cheaper than rental insurance.Substance Over FormIn tax law, the IRS looks at the substance of a transaction, not just the form.

If you’ve worked with someone licensed, bonded and insured in the Cleveland area that you would recommend please share.

But insurance continues to be high due to frequent hail storms.

@Voley Martin Make sure you get updated insurance costs.

Any other good platforms to post ads or insurance relocation etc websites?

It's also helpful to look into insurance coverage for fire-damaged properties, as some insurers might be more selective about coverage.

Your total project cost is only ~ $143k. 3c) Your interest rate is probably going to be in the low to mid 7s, at least4) All states/areas are different, but I usually see with my CFO clients that their property taxes are higher than their insurance, with taxes often 1.5x higher than insurance.5) Lastly, I saw PM fee of 8%, are you paying someone else to manage this?