This would likely lead to a bankruptcy filing, and depending on the facts surrounding the incident involving the car, the obligation may not be dischargeable.Good point.

(We've had a prior incident but tenant dropped it after I said no.)

That's one conversation.Since the situation is out of both of your control, I would propose full credit for the days between incident and scheduling with the city, and split city scheduling delay days 50/50.

Not to mention if there is a premises liability claim amongst many other incidents that could arise at your property, the plaintiffs attorney will file their claim regardless of who the true owner is because it’s the insurance money they are chasing. 

I wish this was the first time but we've had a few incidents over the years.

An incident occured upstairs, not due to your negligience as a landlord, and you are responding appropriately and having the damage repaired. 

Incidents that occur that are not a result of landlord negligence, is generally the tenants responsibility.

It is effective Aug. 1, 2024.This ordinance is referred to as the Source of Income Discrimination Ban Ordinance" - which is identified in File #231019 and amends sections of Chapter 38 (Civil Rights) and Chapter 34 (Health and Sanitation) in the Missouri Revised Statutes for the purpose of classifying source of income as a protected trait in regard to housing discrimination.Here are some key takeaways from the attached ordinance:This ordinance bans discrimination against tenants based solely on:Source of income from an occupation, including gig work or paying rent in cash Use of public programs like Section 8 Housing Choice Vouchers, disability checks, or social security Poor credit score Prior evictions and alleged damages older than 12 months (less than 12 months can be a basis for denial) Prior convictions or arrests (sexual and violent crimes are excepted, a landlord can still deny based on these convictions)The ordinance also requires the city to proactively scan for rental ads using discriminatory language like "no Section 8" or "no past evictions".Landlords who are found to be in violation of the ordinance with respect to source of income can be fined up to $1,000 per incident.

There was a dog bite incident at the property a few weeks ago between 2 of the tenants.

Haven't done LTR though, I like that the tenants are new, fresh and employed so far and haven't had much incidents.