However, there's a loss on the 2023 Tax Returns, and Net Income is $45,000 in 2022 (Client has lots of writeoffs) What loans could I use that only consider:- Bank Statements - 1099s - Credit Score Please contact me with options.

this is basically the business credit coaching partner that works with you over the course of 12 mos. to help you build up business credit for your company. 

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

We add up the scores and get a total score that reflects the level of risk the applicant presents.

I don't have the time or energy to file a complaint with the credit bureaus and my score is still over 800 so I'm moving on.

I can buy a 2-4 unit with 20% down vs conventional can only buy a 2-4 INVESTMENT property with 25% down 4. there are options where DSCR loans dont repot to personal credit, helps in not having to show a bunch of paperwork or not one person in a partnership has to carry the debt5. way less paperwork to close on this loan type vs a conventional loan. we care about the income of the property you're buying and it's ability to service the debt of the property whether we use long term rents income, lease income, or air dna/bnb income.6. easily buy in partnerships, add people to your operating agreement, its as easy as that so bring partners into a deal. helps with scaling and raising capital or getting partners involved7. gift funds allowed to close on these as well, and like I said earlier, there's only a 10day seasoning period of funds with some lenders so that means you can literally have a private money lender deposit money into your account 11 days before closing, and you can use those funds to close!

I've never had a problem with a tenant with a credit score above 700. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I am currently a student with some cash availbe and good credit score but no w2.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?