Creative financing is ruling in this transaction space.

However, as noted above, I recommend exploring the offer and creative strategy of structuring a lease option.

Are their any creative ways to help with the downpayment or would a partner be the only route? 

If the price is low enough, it could be worth getting creative and taking a long-term approach to land use while checking local restrictions.

They might have more reason to be creative than someone that paid $2.1mm 2 yrs ago...

Hi Jaycee,We were hoping to secure the property with creative financing now since we don’t have enough capital to outright purchase it with a loan, while keeping our monthly payments lower than a mtg.

Seller financing or a lease option could also be creative solutions if you find a willing seller.

I'm currently looking to connect with:Experienced real estate agents who specialize in investment properties, particularly those suitable for short-term rentals in Fayetteville.Investors who have successfully navigated the short-term rental market and can share insights on property selection, management, and maximizing returns.Finance experts or lenders who can guide me through funding options for investment properties, including conventional mortgages, FHA loans, or creative financing strategies like DSCR loans, hard money lending, private money lending, seller financing, and cash out refinancing .My background is in long term investing.

When considering creative financing, it’s crucial to fully understand the terms and risks of partnerships, seller financing, or using HELOCs to avoid overleveraging.

So I know there's value there, I'm just thinking of creative financing ideas.