The walls are up, and it’s time to bring this house to life with the fun stuff—floors, cabinets, and all the little details that turn a house into a home.

You rates go up even if you don't make the claim. 

Quote from @AJ Exner: It depends on the lender, so giving them a heads up is good.Most of the programs that I am aware of will allow you do utilize only 50% of whatever the 'gift' is.

I have turned up the water heater to the highest temperature available, but it does not seem to have fixed the issue.

I have totally given up on Quickbooks though it remains the best accounting software for the non CPA type 

We bought a single family up here last year and converted a garage to an ADU, which rented out really quickly to a great young couple.

You’re lucky to end up anywhere near 1% rent:”all in” ratio unless you buy at a substantial discount rate.

if you don't have enough cash for a down payment... save up until you do

Each individual cell you set up within the Series LLC would be owned by you directly, qualifying each cell for the FONCE exemption. 

A unit renting for $700 probably can't go straight up to $1,200 overnight with no updates unless your property looks like the other ones in the area renting for $1,200 and offers similar finishes/ amenities.