In order to network with wholesalers and lenders the best way to go about it will be to attend the local REIA like The Greater Houston REIA and also joining the local investors facebook groups. 

What is the level of damage?

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Inflation has finally caught up to us all.  

I am also in the engineering field (Civil and Land Survey).

don't buy the hype that you don't. 

Don't set up an LLC at all. 

I would look at the DSCR loan as the first option.By the way, I suspect you are going to be disappointed by any refi appraisals   ADUs typically appraise poorly   JADUs can lower the property value Vs having the space as part of the primary unit.  

What is securing the note if anything?

Quote from @Stuart Udis: The riskiest  strategy will be whichever new investment strategy the gurus come up with next to maintain a captive audience...can't wait to see what these creative minds come up with next.I don’t know what the next BIG STRATEGY gurus will come up with, but I do know it will include the following1.