I use PropWire to find home owners and give them calls, however I never get responses back.

Here in Pittsburgh, the homeowner owns the sewer line from the house to the sewer main tie in.

Property owners get an annual update on their SEV & Taxable Values with their city property tax bill, typically sent in December.So now, the city assessor tracks the SEV, but homeowners are taxed based upon the capped Taxable Value.

The whole thing was ridiculous, and there was no one policing it, and homeowners and landlords didn’t want to pay the extra $.  

Barnum is definitely entry-level homeowners and blue-collar owners.

The majority of homes are owned by homeowners not investors so they fail to put themselves in the shoes of a homeowner or look at data from the standpoint of being in the minority. 

Or, a carrier won't renew on a policy or substantially raises the premium, the homeowner can't afford the increase, loses insurance, the lender calls the loan due for lack of insurance.

Hi Jeffrey, In Florida, when a property is purchased at a foreclosure auction by a third-party bidder (not the bank), the purchaser is generally responsible for unpaid homeowners association (HOA) assessments that accrued prior to the acquisition of the property according to Florida Statutes.

You can do less than 20% down (as low as 3.5-5%) if you intend to occupy the home for at least a year.2) There will be an HOA (homeowners association) which restricts rentals, so be sure to read the CC&Rs (governing documents) to ensure that your rental strategy is allowed, even if you intend to live there at first, eventually you'll be transitioning it to an investment property, so this will be important.

Homestead exemption in LA is a tax break that homeowners get on their primary residence.