Despite rate cuts, we aren't seeing the lending market agree with their expectations on inflation.

Two of the kitchen cabinets were also cut in half.

Electric: is the easiest to split, but may require holes cut in walls to separate the units.Gas: gas lines aren't as flexible as wires, but it can usually be done affordably.Water: most cities will NOT install additional water meters on a property.

It was a huge investment, but it cut the electricity cost by the full 2K per/mo all summer.

I would also cut down on the photo count.

The flooding cuts both ways. 

that will cut out many of the "best" areas even in cheaper markets.- You can look into call kinds of economic growth and financial indicators as well to help narrow the list.- I've also heard of people choosing a market because the team they could put together in that market was the best team they found

A HELOC comes with a variable interest rate and all signs are pointing to no further Fed rate cuts in 2025 - and there may even be rate increases.- So, you may want to consider locking in an interest rate via a 2nd mortgage.Do you have reserves for unexpected expenses?

If you use a PM, you are cutting heavily into your profits.

There are regulationsI could go on, but if you learn this much, and apply it appropriately, you will cut down your sorrows and risk, considerably.And yes, there is much more.